La Latina Lender
Buying your first home doesn’t have to be a mystery.
I’m Jessica with Guild Mortgage. I help first-time buyers get clear, confident, and fully approved — without the stress.
What It’s Like to Work With la Latina Lender
1. Fast, real answers. A 15-minute assessment gets you clear on budget, payment, and next steps.
2. Real-world strategy. We tailor your approval so your offer stands out in any market.
3. No pressure. Just education, options, and support every step of the way.
Meet Jessica
Meet Jessica — The Loan Officer Who Believes “No” Isn’t the End
I never expected to work in lending — but the day I stepped into the industry in 2006, I began a journey that changed my life.
Years later, I earned my license through self-study and passed my exam on the first try.
Today I help families across Florida, Illinois, and Michigan get approved — even when they’ve been told they can’t.
I show up for closings, post daily educational videos, and treat your goals like my own.
With roots in Puerto Rico and a love for community, I’m here to educate, empower, and celebrate every win with you.
Ready to Take the First Step?
15 minutes. Zero pressure. Real clarity.
We’ll review your goals, payment comfort zone, and the documents you’ll need.
If you love the plan, we’ll move straight into preapproval.
Your Journey to Homeownership Starts Here
We simplify the journey to homeownership. Our dedicated team is here to guide you through every step, providing expert advice and personalized support. Together, we’ll turn your dream of owning a home into reality!
Personalized mortgage solutions tailored to your needs.
Expert guidance throughout the entire buying process.
Competitive rates to help you save on your investment.
WHY CHOOSE LA LATINA LENDER
Why Clients Trust La Latina Lender With Their Home Dreams
Latest Financing Solutions
Online & In Person Consultation
Custom Refinance Solutions
Detailed Fiscal Assessment
Educational Content
Support at every step.
what we offer
Programs & Options
Everyone’s situation is different, and your mortgage plan should be too. Here’s what I can help with:
Compare loan types
Conventional, FHA, VA, USDA — we’ll compare side by side so you can see payment and cash-to-close for each. Ask about Bank Statement Loans and other flexible programs built for business owners and 1099 income earners.
Down-payment help
We’ll check local, state, and national programs to help you buy sooner and keep more cash on hand.
Credit & Financial Coaching
How to prepare financially and prepare a plan to be ready in the future to buy a home.
how it works
From Dreaming to Closing Day — Here’s Our 5-Step Path
Connect – Start with a quick, pressure-free conversation.
Assess – We’ll review your goals, credit, and timeline.
Educate – I’ll explain your options clearly, no jargon.
Support – I’ll guide you until you reach approval.
Celebrate – I’ll be at closing day cheering you on!
How to Get the Most for Your Home
If you’re selling before buying, I’ll help you plan the timing, coordinate with your Realtor, and structure financing so you can move once — without the chaos.
Frequently Asked Questions
How fast can I get preapproved?
Often the same day once I review your documents.
Do I need perfect credit?
No. We’ll look at the whole picture — income, savings, debt, and credit — and build a plan that works for you.
Can my Realtor call you before we write an offer?
Please do! I’m happy to connect with your Realtor or the listing agent to help strengthen your offer.
Let’s Talk
Florida | Illinois | Michigan
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Office Hours: Monday–Friday, 9am–5pm (after-hours by appointment)
We Respect Your Privacy
This website does not sell or share your personal data.