La Latina Lender
Your Clear, Confident Path to Homeownership
Buying your first home shouldn’t feel confusing — and with the right guidance, it won’t.
Your Trusted Home Loan Partner
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Watch how I help first-time and self-employed buyers get approved with clarity and confidence.
What It's Like To WORK WITH ME
I’m Jessica with Guild Mortgage, and I help first-time buyers and self-employed clients get fully prepared, fully supported, and fully approved — without stress, pressure, or surprises.
Fast, real answers.
A 15-minute assessment gives you clarity on budget, payment, and next steps.
A strategy built for YOU.
We tailor your approval so your offer stands out — even in competitive markets.
No pressure. Ever.
Just education, options, and guidance — because you deserve to understand every step.
Meet Jessica
Meet Jessica — The Loan Officer Who Believes “No” Isn’t the End”
I never planned to work in lending — but once I stepped into the industry in 2006, I realized how much I love helping families achieve something they once thought was impossible.
I earned my license through self-study, passed my exam on the first try, and today I help buyers across Florida, Illinois, and Michigan get approved — even when they’ve been told “no.”
I show up at closings, post daily educational videos, and treat your goals like my own. With roots in Puerto Rico and a love for community, I’m here to educate, empower, and celebrate every win with you.
how it works
Your Homebuyer Success Path
1. Connect
Quick conversation to understand your goals.
2. Assess
We review income, credit, and timeline — without judgment.
3. Educate
Clear breakdown of loan options, payments, and next steps.
4. Support
Guidance through preapproval, shopping, offers, inspections, and appraisal.
5. Celebrate
You get the keys — and I’ll be there cheering you on.
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WHY CHOOSE LA LATINA LENDER
Why Clients Trust La Latina Lender With Their Home Dreams
Latest Financing Solutions
Online & In Person Consultation
Down-Payment Assistance
Personalized Credit Coaching
Education You Can Understand
Support at Every Step
what we offer
Programs & Options
Everyone’s situation is different, and your mortgage plan should be too. Here’s what I can help with:
Compare loan types
Compare Loan Types (Conventional, FHA, VA, USDA, Bank-Statement)
Down-payment help
We’ll check local, state, and national programs to help you buy sooner and keep more cash on hand.
Credit & Financial Coaching
Credit & Financial Readiness Plans
Credit & Financial Coaching
Flexible programs for business owners & 1099 earners
What’s Inside the Homebuyer Handbook
Budget & credit guidance
How preapproval works
Loan types simplified
How to write a strong offer
Inspection & appraisal breakdown
Moving day checklist
SELLING BEFORE BUYING
If you're selling before buying, I’ll help you plan timing, structure financing, and coordinate with your Realtor so you can move once — without the chaos.
Frequently Asked Questions
How fast can I get preapproved?
Most buyers get preapproved in 24–48 hours once documents are uploaded.
Do I need perfect credit?
No — I help many clients rebuild and prepare with a simple, judgment-free plan.
Can my Realtor call you?
Absolutely — teamwork makes offers stronger.
What if I’m self-employed?
I work with flexible programs including bank-statement loans.
What if I’ve been told “no” before?
I specialize in second opinions and approval strategies.
Let’s Talk
Florida | Illinois | Michigan
407-329-5610
Office Hours: Mon–Fri, 9am–5pm (after-hours available)
We Respect Your Privacy
This website does not sell or share your personal data.